2026-10-30
Is this text a scam?
SCAM
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Text Message · Today 9:41
Prize Center: Congratulations! Your number was selected for a $1,000,000 cash prize. To release your funds, pay the tax and handling fee with gift cards and confirm your bank account at claim-prize.example/win. Reply CLAIM now.
Recreated from the FTC Consumer Alert describing prize messages that promise a million-dollar prize, ask for a small fee for taxes or handling, and ask for payment by gift cards or for bank account details.
3 red flags
- RED FLAG 1Pay to claimPay that fee and your money is gone, and there is no prize.
Source: “If you pay, you’ll lose your money and find out there’s no prize.” link - RED FLAG 2Gift cards onlyOnly a scammer insists you pay with gift cards to get a prize.
Source: “only a scammer will insist you pay by wiring money through a company like Western Union or MoneyGram, using a payment app like Apple Pay, CashApp, PayPal, or Zelle, sending cash, or paying with gift cards or cryptocurrency to get your prize.” link - RED FLAG 3Wants bank detailsThere is no reason to give your bank account to claim a prize.
Source: “There’s no reason to give your bank account or Social Security number to claim a prize.” link
Safe move
Search the name first
Search the contest name online with the word scam before you reply or pay anything.
Source: “Search online and see what you find about the contest or company. Type the name with terms like “review,” “complaint,” or “scam.”” link
Search the contest name online with the word scam before you reply or pay anything.
Source: “Search online and see what you find about the contest or company. Type the name with terms like “review,” “complaint,” or “scam.”” link
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